One of the things I hate about buying a car is financing. Talking to my bank, checking my credit score (ugh), filling out forms (double ugh), sifting through finance rates, loan terms and more can be frustrating and confusing.
First, I filled out some basic information. Capital One pre-approved a loan limit before I began shopping. This gave me the confidence that I could be flexible and not get stuck negotiating small points to get a set monthly payment or price.
Then I could shop the cars in the Auto Navigator database. It has a number of filters for different types of cars, prices, features, etc. Also, I could set a distance from home. I liked that I could shop with a dealer that wasn’t close to home.